Top 10 Ways to Pay for College

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Top 10 Ways to Pay
for College

I was reading Neal Frankle's 10 Ways to Pay for College the other day and below are his high points.

1. Be practical

...if you don’t know what you want to do after you graduate college, don’t spend a lot of money at college trying to find out...if you don’t know what you want to do, don’t waste money on an expensive school. In fact, sometimes it pays to go to private career colleges rather than a 4 year school. This way you learn a trade and start making a living fast.

2. Stay close to home

...don’t get into debt in order to buy that “college experience.” It’s not worth it. True, you won’t have the full on “living on your own” experience, but you will have the “living like an adult who doesn’t spend money he/she doesn’t have” experience. I think the latter will pay dividends far beyond the former.

3. Work it baby – maybe

...there is a cost to working – and that’s time. Consider not working and taking extra units. If you could do that – and really dive into your studies – maybe you’d be able to graduate a semester or two early. And that means you’ll start earning more money sooner...

4. Get tuition assistance

...before shouldering the entire burden yourself, look into internship programs that offer benefits.

5. Discover the benefits of community college

...you can and should take advantage of the community college system. General education classes will be cheaper, easier to get, and count for as much credit as they do at your four year school. If you really want to save, go to community college for all your general education courses for the first two years, and then transfer.

6. Apply for financial aid

...fill out the Free Application for Federal Student Aid (FAFSA). Depending on your situation, you may be qualify for some grants – or at least low interest loans. This system is based purely on financial need...please don’t get into debt if there is any way around it.

7. Never pay out-of-state tuition

If you have your heart set on going to an out-of-state school, move there and work for a year to establish residency...

8. Slash housing costs

... stay out of the dorms because they are the most expensive alternative there is..iive a mile or two off campus, buy a cookbook, and get a bike. You’ll save a tremendous amount of money on housing and food...

9. Textbooks

Don’t buy new text books. Period. Buy used or rent.

10. Don’t be a snob

Other than in very unique circumstances, it doesn’t matter where you get your undergraduate degree. What you get out of college will be in direct proportion to what you put into it...

Resources to get your degree today!

Federal Student Aid (FAFSA)

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